WHO I AM and WHAT I DO ...

Howard Phillips, PhD

The purpose of this site is to demonstrate that forecasting accuracy can be consistently higher than 60% using financial engineering, a new field of engineering forecasting theory. In actual practice, the forecasting accuracy of these predictions typically runs in the range of 70%, 80% and even higher, depending on market conditions and the existence of trends.

My university research

The information provided from this web site is provided by me in my role as a university researcher, and THERE IS NO CHARGE for the forecasting information, and there are NO SOLICITATIONS herein.

I am a university researcher and a faculty member at The University of North Carolina at Charlotte. UNCC is pleased to have corporate sponsors provide funds for students to carry out research, usually leading to a masters or doctorate program. Corporate sponsors, or potential sponsors, of research grants are invited to contact me to learn about research opportunities in the field of financial forecasting and/or other kinds of business forecasting.

I am an investor and operate a small consulting practice.

My consulting practice

This consulting practice was formed in 1987 to apply engineering forecasting methods and artificial intelligence optimization methods to publicly-traded financial markets.

I provide daily customized-portfolio investment advisories to clients for an annual fee of $25,000. The client pays no consulting fees until a trial evaluation proves that the advisories result in profitability improvements, reduced drawdowns, and specific buy/hold/sell recommendations with a known forecasting accuracy. During the trial evaluation, the client is asked to pay only for the FAX costs incurred in providing the advisories to the client (typically about $1 per day for FAX costs).

How do I differentiate this service from the competition? --

I customize investment portfolios for each client, including only the investment issues (stocks, bonds, mutual funds) that the client selects. I offer a try-before-buy evaluation for the client, to prove that profitability improvements will result. The customized portfolio advisories are fitted to the investment style of the client. Specific long/cash/short and/or buy/hold/sell recommendations are provided with a known forecasting accuracy. The forecasting accuracy is proven and reported on a daily basis to give the client confidence in the forecasts.

Why do my clients need these forecasts? --

Profitability improvements, reduced drawdowns, customized portfolio analysis, and specific buy/hold/sell recommendations with a known forecasting accuracy. I have developed a technology which combines artificial intelligence and forecasting theory to forecast investment and trading opportunities with a consistently higher forecasting accuracy than any other organization.

How do we excel? --

This stock and mutual fund advisory service ALWAYS posts the PROVEN forecasting accuracy. In market conditions since 1995, we have consistently shown a forecasting accuracy in the range of 70% to 90%. This is an ADAPTIVE forecasting system. It responds and ADAPTS to changing market conditions. This is necessary in rapidly-changing financial markets. I use forecasting theory developed for engineering applications to analyze trends, coupled with learn-and-optimize techniques from the field of artificial intelligence and a filtering method to separate the orderly price moves from the random price moves.

How do I acquire new clients?

By referral from third parties. Measurable forecasting accuracy provides a proven track record for evaluation.The effectiveness of the proven forecasting accuracy speaks for itself.

Who are my clients? --

Clients are money managers having P/L responsibility for more than $100 million in assets under management. Not stock brokers, private investors, financial analysts, newsletter publishers or quantitative analysts.

Potential clients (INSTITUTIONAL INVESTORS ONLY, PLEASE) can contact me at:

          
     Howard Phillips, Ph.D.
     4300 Castle Ridge Court
     Charlotte, NC 28269
     Tel: 704-593-1166
     FAX: 704-593-1002

Click here to see my professional biography

FOR MORE INFORMATION --

I can not respond to all of the telephone and email inquiries being received by me from private investors, but interested investors can obtain a copy of a publication that is provided for only the cost of preparation, publishing and handling (a not-for-profit accommodation and service for web site visitors who plan to use this forecasting information for investing). Investors can send for a copy of my publication "PRICE FORECASTS -- HOW TO INTERPRET PRICE FORECASTS AND INVEST PROFITABLY." This information is not available on-line or via email because of the drawings and script used throughout the publication to explain the information.

To obtain a copy, send a check ($25.00) to:

	  PRICE FORECASTS
          4300 Castle Ridge Court
          Charlotte, NC 28269

Click here for more info about forecasts.

3-Star award received from Magellan, after more than 40,000 internet web site reviews. Award based on depth of content, ease of exploration and net appeal.
Howard Phillips (hphillip@uncc.edu)