INVESTING PROFITABLY

Value investors -- How can long-term investors benefit from adaptive forecasting?

Value investors typically have a low turnover rate [less than 50% of their capital will be reallocated (traded) during a 12 month interval]. So, how does a value investor use adaptive forecasts?

This document describes how to use forecasts that I am posting daily on the WWW. These stock and mutual fund forecasts are short to intermediate term in time duration. The typical trade duration is days to weeks. Occasionally, one of the stock or mutual fund trades will have a duration of a few months, but these long term trends are not frequent in recent financial markets. With an adaptive forecasting system, the forecasts will adapt to the market, and will reverse position (L to S or S to L) as needed to "stay on the profitable side of the market."

Most of my institutional-investor clients are value in investors. They do not trade frequently. Here are the ways that they use adaptive forecasts:


     Capital preservation and risk reduction.  Forecasts
     are used as sell indicators.  Value investing involves a lot
     of analysis of the fundamentals prior to making a buy
     decision.  But often, a sell decision is not as rigorously
     generated when using fundamental analysis.  One of my
     clients' portfolios recently benefited from having a sell
     signal which preserved 85% of the capital invested in one of
     the stocks in that portfolio.
     
     When to buy.  Selecting a good entry price for a
     trade can be done by timing the buy  decision to coincide
     with a "S to L" transistion in the recommendations from
     adaptive technical forecasting.
     
     When NOT to sell.  This is perhaps the most important
     thing that is helpful to a value investor.  Example:  A
     value investor is typically Long on issues that are believed
     to have a long-term probability of showing an increase in
     share price.  A value investor's maximum acceptable drawdown
     on any long position may be, say, 8%.  The investor knows
     the forecast has gone from Long to Short, and the
     forecasting accuracy is, say, 80%.  With such a high
     probability of being correct (forecasting accuracy of 80% on
     all recent forecasts), should the investor sell or "lighten
     up" on his long position?  The value investor notes the
     trend forecast and observes that it is -3%, meaning that the
     forecast is for a price decrease of 3%.  A value investor
     can comfortably decide to hold the Long position, since the
     forecasted drawdown, for this leg of the price move, is only
     3%, which is less than the investor's maximum acceptable
     drawdown of 8%.
The most important point is that value investors can almost always be profitable using this kind of adaptive forecasting, because the value investor has a good forecast of what is probably going to happen, and has a probability (forecasting accuracy) that that forecast will be correct, and knows when NOT to take each trade, thereby keeping the turnover rate low.

A forecasting system is not a trading system

The advisories available on this WWW site are FORECASTING ADVISORIES, posted here for the purpose of demonstrating that FORECASTING ACCURACY can be consistently high.

To achieve a high FORECASTING ACCURACY, we use an AD PTIVE forecasting system, which responds and ADAPTS to changing market conditions. This is necessary in rapidly-changing financial markets. We use forecasting theory developed for engineering applications to analyze trends, coupled with learn-and-optimize techniques from the field of artificial intelligence and a filtering method to separate the orderly price moves from the random price moves.

When the markets are choppy, the forecasting system will be short term (frequent reversals in position; L to S and S to L) because the forecasting system ADAPTS to the market conditions. When the markets are orderly and trending over the longer term, the forecasting system will be long term (positions will be held for a longer period of time, and the forecasts will have INFREQUENT reversals in position; L to S and S to L) because the forecasting system ADAPTS to the market conditions.

A forecasting system is used to create a trading system. A forecasting system is not a trading system. Most of what I do for my clients is interpret the forecasting advisories and customize a trading system for their particular type and style of trading.

FOR MORE INFORMATION --

I can not respond to all of the telephone and email inquiries being received by me from private investors, but interested investors can obtain a copy of a publication that is provided for only the cost of preparation, publishing and handling (a not-for-profit accommodation and service for web site visitors who plan to use this forecasting information for investing). Investors can send for a copy of my publication "PRICE FORECASTS -- HOW TO INTERPRET PRICE FORECASTS AND INVEST PROFITABLY." This information is not available on-line or via email because of the drawings and script used throughout the publication to explain the information.

To obtain a copy, send a check ($25.00) to:

	  PRICE FORECASTS
          4300 Castle Ridge Court
          Charlotte, NC 28269

Click here for more info about forecasts.


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Howard Phillips (hphillip@uncc.edu)